Terms of Use

⚠️ Not Financial Advice

Direct Index Club is an educational tool only. Nothing on this site constitutes financial advice, investment advice, or a recommendation to buy or sell any security. All calculations are illustrative and based on assumed returns. Past performance does not guarantee future results. Always consult a qualified financial advisor before making investment decisions.

1. Acceptance of Terms

By accessing or using directindex.club, you agree to be bound by these Terms of Use. If you do not agree, please do not use the service.

2. Educational Purpose Only

Direct Index Club provides tools and information for educational and informational purposes only. We are not a registered investment advisor, broker-dealer, or financial planner. The calculations, estimates, and data provided do not constitute financial advice or a solicitation to buy or sell securities.

3. No Warranty on Accuracy

ETF holdings data, weightings, and expense ratios are sourced from publicly available information and may not reflect current values. The R² correlation estimates are simplified heuristics, not rigorous statistical calculations. We make no warranties regarding the accuracy, completeness, or timeliness of any data presented.

4. Investment Risk

Investing in individual securities involves significant risk including the possible loss of principal. A self-constructed stock basket differs from an ETF in important ways including concentration risk, rebalancing requirements, tax treatment, and liquidity. You are solely responsible for your investment decisions.

5. Limitation of Liability

To the maximum extent permitted by law, Direct Index Club and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this service or reliance on any information provided herein.

6. Intellectual Property

The content, design, and code of directindex.club are the property of WhooshingLander. ETF names, ticker symbols, and company names are the property of their respective owners and are used for informational purposes only. This site is not affiliated with, endorsed by, or connected to any ETF provider or financial institution.

7. Changes to Terms

We may update these terms at any time. Continued use of the service constitutes acceptance of the revised terms.

8. Governing Law

These terms are governed by applicable law. Any disputes shall be resolved in accordance with applicable jurisdiction.